Portfolio performance is only one part of the wealth puzzle. Often, the decisions that you make on social security, debt, insurance, taxes, or a pension election can have just as large of an impact on your wealth as your investment decisions.
We work with you to develop a plan that sets you on your own unique path to success, but is flexible enough to adapt to changes in your life when and how they occur.
Almost all life events bring new financial challenges and opportunities, so you need financial strategies that evolve to keep up, and an advisor who can help you prioritize appropriately and explain things in terms you can understand.
Providing advice is just the start of what we do for clients. With access to industry leading custodians, retirement plan consultants, and commission-free insurance products, our advisors are equipped to put your plans to work. We won't just tell you what to do and leave you to figure it out, we'll work hand-in-hand with you to ensure implementation, monitoring, and adjustments happen in order to keep your plan working for you.
We Don't Hide Behind Disclosures - We Are Committed to Transparency
Fee-Only versus Fee-Based. It can be easy to confuse the two terms, especially as more firms push to jump on the "fee" bandwagon and its implied adherence to a Fiduciary relationship with you, the client. Advisors at Basepoint Wealth are "fee only". What's the difference? Read on.
With a fee-based advisor, you may be charged an advisory fee on some of your assets, where the advisor must act as a fiduciary while advising on those assets, while the advisor may collect sales commissions, 12b-1 fees, or other hidden compensation on other products. You'll need to question a fee-based advisor to determine which recommendations are being made as a Fiduciary (best interest), and which are simply held to the much lower "suitability" standard.
A fee-only advisor is compensated only by fees that are transparent and disclosed to you, and nothing else. Fees may be charged as a percentage of assets, a flat rate, or an hourly rate depending upon the circumstances. A fee-only advisor acts as a Fiduciary at all times, on all advice, meaning recommendations and advice must always be in your "best interests" - a much higher standard than the suitability standard followed by most brokers and agents.
Basepoint Wealth advisors act under the "fee-only" fiduciary standard only.
Highly Qualified Professionals
Basepoint Wealth employs highly qualified professionals to assist you with your needs. All of our advisors are CERTIFIED FINANCIAL PLANNER™ (CFP®) professionals or Chartered Financial Consultants (ChFC®), and our team is stocked with CPA/PFS, and CFA professionals to support our advisors and clients at every step of the relationship.
With this level of expertise, knowledge and training supporting you, you can feel confident in the advice that you receive and the actions that you take.
The CFP® Certification Examination is designed to assess advisors/planners’ ability to integrate and apply a broad base of financial planning knowledge in the context of real life financial planning situations. CERTIFIED FINANCIAL PLANNERS™ must go through extensive training and are tested on 8 general financial planning areas. Once certified, CFP® professionals are held to high ethical standards. And because they understand the complexities of an ever-changing financial landscape, they’ll make financial planning recommendations that are in your best interest.
We've Seen It
We pride ourselves on building a team of highly competent professionals. With over 125 years of experience, there isn't much that our team hasn't seen and guided clients through. Basepoint Wealth is structured in a way that every advisor on the team has access to everyone else on the team - so you can be assured that no matter who your primary point of contact is, you are getting the benefit of the entire team delivered to your fingertips to help guide you through whatever situation life may throw your way.
Learn more about our process in guiding you to financial success
Request an Appointment
In a brief introductory conversation we can get to know you, your situation, and then connect you with an advisor that best fits your needs and goals.